F97 · X3 M

What the BMW F97 Is

The BMW F97 is the chassis code for the first fully M-developed BMW X3 M, produced for the US market from 2020 through 2024. Unlike the M Performance X3 M40i, the F97 is a genuine product of BMW M GmbH, engineered from the ground up to compete with high-output performance SUVs. It shares its underpinnings with the standard G01 X3 but receives extensive reinforcement, unique suspension geometry, and a purpose-built drivetrain. For enthusiasts, the F97 represents a milestone: it marked the point where the compact SUV entered the true M family. You can confirm any car's exact build details using our VIN decoder.

Models & Body Styles

The F97 was offered in the US in two closely related trims, both wearing the same five-door SUV body:

• X3 M — the base high-performance model with the full M treatment.
• X3 M Competition — a more powerful, more aggressively tuned version with additional standard equipment and cosmetic upgrades.

Both cars are visually distinguished from lesser X3s by their quad exhaust, aggressive front fascia, flared arches, and larger wheels. The Competition variant quickly became the volume seller in the range thanks to its added output and standard features.

Engines & Drivetrains

The F97 is powered by the S58, BMW M's twin-turbocharged 3.0-liter inline-six. This engine is a cornerstone of the modern M lineup, also serving in the M3 and M4, and it delivers strong, linear power with excellent tuning headroom. Power is routed through an eight-speed automatic and BMW's M xDrive all-wheel-drive system, giving the F97 tremendous all-weather traction and rapid acceleration. The combination of the S58 and M xDrive is what allows this compact SUV to post sports-car-rivaling performance numbers. Learn more about how M engineering shapes cars like this in our BMW DNA feature.

Owning & Buying an F97

The F97 blends everyday SUV practicality with serious performance, making it a compelling used buy for drivers who want one car to do everything. As with any modern M vehicle, prospective owners should prioritize documented maintenance, verify that software updates have been applied, and confirm the health of the S58's cooling and turbo systems. Because the platform is relatively young, most examples remain within or near factory warranty coverage.

Strengths and Considerations

• Strengths: potent S58 powertrain, everyday usability, strong all-weather grip, and genuine M pedigree.
• Considerations: firm ride in Competition trim, premium running costs typical of an M car, and higher tire and brake wear under spirited use.

For those who cut their teeth on earlier M and V8-era BMWs like the E60 and E63, the F97 shows how far M engineering has evolved into the SUV era while retaining the brand's performance focus.