F98 · X4 M

What the F98 Chassis Is

The BMW F98 designates the M-specific version of the second-generation X4, BMW's fastback-styled midsize SUV. Built alongside the F97 X3 M, the F98 represents the first time BMW's M division applied its full engineering treatment to the sloped-roof X4 body. Produced from 2020 through 2025, it slots into the lineup as a genuine M car rather than an M Performance model, carrying the same commitment to hardware and tuning found across BMW's core M range.

Enthusiasts appreciate the F98 for combining everyday SUV practicality with track-capable dynamics. If you're researching a specific example, you can verify build details and options with our VIN decoder, and learn more about the M philosophy behind it in our BMW DNA overview.

Models & Body Styles in This Generation

The F98 was offered in the U.S. market in two closely related trims, both sharing the same coupe-SUV silhouette:

• X4 M — the standard M variant with full M running gear and aggressive styling.
• X4 M Competition — the higher-output flagship with added power, unique aesthetic details, and sharpened driving character.

Both share the low-slung, four-door fastback roofline that distinguishes the X4 from its more upright X3 sibling, giving the F98 a sportier stance and profile.

Engines & Drivetrains Offered

The F98 is powered by BMW's S58 twin-turbocharged 3.0-liter inline-six, the same M-developed engine family used across the current M3, M4, and X3 M. The Competition variant delivers higher peak output than the base X4 M. Power routes through an eight-speed automatic transmission to BMW's M xDrive all-wheel-drive system, which biases torque rearward for engaging handling while retaining all-weather traction.

This drivetrain combination gives the F98 the performance credentials of a sports sedan wrapped in an elevated, practical body—an approach that continues the M division's expansion into the SUV segment.

Notable Strengths & Ownership Notes

The F98 stands out for its exceptional straight-line pace, communicative M xDrive chassis, and genuine M-grade hardware including reinforced cooling, upgraded brakes, and adaptive M suspension. As a modern BMW, it also offers a well-appointed cabin and daily usability that older M cars can't match.

Prospective buyers should budget for M-specific maintenance costs—performance tires, brakes, and fluids wear faster under enthusiastic use. As with any high-output turbocharged BMW, regular servicing and cooling-system attention are worthwhile. Owners cross-shopping BMW's broader M and luxury history may also find our earlier chassis references, such as the E60 and the E63, useful context for how BMW's performance lineage has evolved.